// Mortgage Stress Test
Will your mortgage be approved?
30-second anonymous check, no personal details needed — instantly see if your DSR and +2% stress test pass, per the latest HKMA rules.
Step 1 / 5
Is this property
for self-use or investment?
DSR cap is a unified 50% (self-use & investment alike); the difference is the LTV cap (self-use up to 70% / investment 60%)