// Mortgage Stress Test
Will your mortgage be approved?
30-second anonymous check, no personal details needed — instantly see if your DSR and +2% stress test pass, per the latest HKMA rules.
Step 1 / 5
Is this property
for self-use or investment?
Both the DSR and LTV caps are unified (50% / 70%) for self-use and investment; the real difference is that mortgage insurance is owner-occupied only